Official Free Tools

Official U.S. health data, simplified.

Four tools powered by official public health data to help you make informed decisions. No sign-up required, 100% free with zero obligation.

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2026 ACA / Obamacare Subsidy Calculator

Find out the government subsidy level you qualify for based on your household size and estimated tax income.

2 people
$32,000
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Maximum Government Subsidy Confirmed (Lowest Tier Rates)

With your income range in most states, you qualify for a Silver plan with Cost Sharing Reductions (CSR): significantly reduced deductibles and generic prescriptions covered.

* Based on Federal Poverty Guidelines (FPL) from the U.S. Department of Health and Human Services (HHS).

View Plans in My Area With This Subsidy →

Additional Free Tools at Your Fingertips

Built to protect your wallet before you commit to any policy.

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Doctor & Specialist Network Verification (NPI Registry)

Many agents mistakenly enroll clients in networks where their primary doctor doesn't practice. David Navarro directly verifies the official National Provider Identifier (NPI) to make sure you keep your trusted physicians.

Request Free Verification from David
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Hospital Directory with CMS Medicare Stars

Medicare and the federal government evaluate hospital clinical quality, safety, and patient satisfaction annually (1 to 5 stars). We guide you toward the best-rated facilities in your county.

Check Hospitals in My County
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Prescription Medication Formulary Checker

Taking daily maintenance medications for blood pressure, diabetes, asthma, or cholesterol? We review carrier formularies (Tier 1-4) to secure low copays at pharmacies like Walgreens, CVS, or Walmart.

Review My Prescription List
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Prefer a direct phone or WhatsApp consultation?

Save hours of confusion and complex paperwork. David Navarro handles the entire comparison and official enrollment at zero cost to you.

Chat Now: (901) 661-7856
✉️ Email: davidnavarro@navarro360.net

Ready to see your real options?

Takes 2 minutes and can save you hundreds or thousands of dollars each year.

Start Free Consultation